Help with Baby Photo Shoot

Boober's Home Photo Shoot

My wife and I have decided we'd like to take Baby J. to a photographer. We want to get some really great pictures for the holidays that we can send to all of our relatives. We did our own quasi-photo shoot one time. We threw down some nice sheets and blankets, dressed up Baby J. in various outfits, took a couple hundred pictures. They came out pretty well, but we want to really do something good this time. So this is less a blog entry and more a questionnaire for parents who have done this before. I'm curious about some things (please leave some comments as answers to my questions if you can):

1. Where are the best places to go? We're a single income family with a tight holiday budget, so we can't go too overboard. I want to know what places offer quality photos while remaining affordable.
2. For places that offer digital photos on cd... are the photos on the CDs high quality images or low resolution? If they're low resolution, they're not going to do me a lot of good, but if they're high quality, I could always take the photos to a cheaper printer.
3. How should we dress Baby J.? We're planning on buying her a really pretty dress. But should we expect a lot of outfit changes?
4. How long does the process usually take? For anyone out there with kids, I'm sure you know how hard it is to keep a young child, especially a baby, focused for more than 30 seconds at a time. And I'm sure Baby J. will become extremely frustrated with us if this takes a long time.
5. And finally, is it worth it? Obviously it's more pricey, but do you get something for that? Are we going to be impressed with the kinds of pictures we get when compared with our own digital camera.

Let me know anything else you might have to add!!!

D.